{"id":245496,"date":"2023-01-09T14:54:18","date_gmt":"2023-01-09T09:24:18","guid":{"rendered":"https:\/\/suco.bank.in\/?page_id=245496"},"modified":"2023-01-10T14:08:16","modified_gmt":"2023-01-10T08:38:16","slug":"swarna-siri-gold-loans","status":"publish","type":"page","link":"https:\/\/suco.bank.in\/kn\/swarna-siri-gold-loans\/","title":{"rendered":"SWARNA SIRI GOLD LOANS\u00a0"},"content":{"rendered":"

[et_pb_section fb_built=”1″ admin_label=”Hero” _builder_version=”4.17.3″ use_background_color_gradient=”on” background_color_gradient_stops=”rgba(9,31,77,0.28) 0%|rgba(234,50,54,0.39) 100%” background_color_gradient_overlays_image=”on” background_color_gradient_start=”rgba(9,31,77,0.28)” background_color_gradient_end=”rgba(234,50,54,0.39)” background_image=”https:\/\/suco.bank.in\/wp-content\/uploads\/2023\/01\/Vachan-Clients-300-\u00d7-300-px-1920-\u00d7-608-px-510-\u00d7-288-px-6.jpg” custom_padding=”|0px|120px|0px|false|false” bottom_divider_style=”asymmetric3″ bottom_divider_color=”#ffffff” da_disable_devices=”off|off|off” locked=”off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”3_5,2_5″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.17.3″ text_font=”||||||||” text_text_color=”#FFFFFF” text_font_size=”16px” text_line_height=”2em” header_font=”||||||||” header_font_size=”40px” header_line_height=”1.4em” background_layout=”dark” max_width=”600px” custom_margin=”||30px|” custom_margin_last_edited=”off|desktop” header_font_size_tablet=”30px” header_font_size_phone=”24px” header_font_size_last_edited=”on|desktop” header_text_shadow_style=”preset3″ global_colors_info=”{}”]<\/p>\n

SWARNA SIRI GOLD LOANS<\/h1>\n

[\/et_pb_text][et_pb_button button_url=”#loan-details” button_text=”view services” _builder_version=”4.16″ custom_button=”on” button_text_size=”14px” button_text_color=”#ffffff” button_bg_color=”#003bde” button_border_width=”0px” button_border_radius=”4px” button_letter_spacing=”1px” button_font=”|||on|||||” background_layout=”dark” custom_margin=”|||” custom_padding=”16px|40px|16px|40px|true|true” button_border_radius_hover=”4px” button_letter_spacing_hover=”1px” button_bg_color_hover=”#0053ef” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”on” button_border_radius__hover=”4px” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”on” button_letter_spacing__hover=”1px” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”on” button_bg_color__hover=”#0053ef” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_button][\/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Features” module_id=”loan-details” _builder_version=”4.16″ custom_padding=”0px||0px||true|false” da_disable_devices=”off|off|off” locked=”off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.17.3″ text_font=”||||||||” header_font_size=”40px” header_line_height=”1.3em” header_2_font=”Poppins|600|||||||” header_2_font_size=”32px” header_2_line_height=”1.6em” module_alignment=”center” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n

The Following Conditions:<\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” _builder_version=”4.17.3″ locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”ELIGIBILITY ” image=”https:\/\/suco.bank.in\/wp-content\/uploads\/2021\/10\/Margin-Gold-Loan-GL.png” icon_placement=”left” content_max_width=”400px” content_max_width_tablet=”550px” content_max_width_last_edited=”off|desktop” _builder_version=”4.17.3″ header_font=”Poppins|600||on|||||” header_font_size=”12px” header_letter_spacing=”1px” header_line_height=”1.6em” body_font=”||||||||” body_line_height=”2em” background_color=”#ffffff” custom_padding=”30px|20px|30px|20px|true|true” border_radii=”on|8px|8px|8px|8px” box_shadow_style=”preset1″ box_shadow_vertical=”10px” box_shadow_blur=”60px” box_shadow_color=”rgba(39,39,52,0.06)” locked=”off” global_colors_info=”{}”]Regular Member – Upto Rs. 2,00,000\/- (aggregate per party)
\n\t\t Nominal Member –\t Upto Rs. 1,00,000\/- (aggregate per party)[\/et_pb_blurb][et_pb_blurb image=”https:\/\/suco.bank.in\/wp-content\/uploads\/2021\/10\/Prequisite-Conditions-GL.png” icon_placement=”left” content_max_width=”400px” content_max_width_tablet=”550px” content_max_width_last_edited=”off|desktop” _builder_version=”4.17.3″ header_font=”Poppins|600||on|||||” header_font_size=”12px” header_letter_spacing=”1px” header_line_height=”1.6em” body_font=”||||||||” body_line_height=”2em” background_color=”#ffffff” custom_padding=”30px|20px|30px|20px|true|true” border_radii=”on|8px|8px|8px|8px” box_shadow_style=”preset1″ box_shadow_vertical=”10px” box_shadow_blur=”60px” box_shadow_color=”rgba(39,39,52,0.06)” locked=”off” global_colors_info=”{}”]In the case of all existing gold loan accounts, branches have to verify and ensure that the outstanding balance should not exceed the value of ornaments arrived at as per the rate per gram mentioned in this circular. Interest is to be recovered as and when it exceeds LTV. [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.17.3″ custom_padding=”|||” custom_css_main_element=”margin:auto;” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”QUANTUM OF FINANCE ” image=”https:\/\/suco.bank.in\/wp-content\/uploads\/2021\/10\/Insurance-of-stock-GL.png” icon_placement=”left” content_max_width=”400px” content_max_width_tablet=”550px” content_max_width_last_edited=”off|desktop” _builder_version=”4.17.3″ header_font=”Poppins|600||on|||||” header_font_size=”12px” header_letter_spacing=”1px” header_line_height=”1.6em” body_font=”||||||||” body_line_height=”2em” background_color=”#ffffff” custom_padding=”30px|20px|30px|20px|true|true” border_radii=”on|8px|8px|8px|8px” box_shadow_style=”preset1″ box_shadow_vertical=”10px” box_shadow_blur=”60px” box_shadow_color=”rgba(39,39,52,0.06)” locked=”off” global_colors_info=”{}”]The quantum of finance for fresh gold loans shall be as per the above-mentioned Rate per Gram. [\/et_pb_blurb][et_pb_blurb image=”https:\/\/suco.bank.in\/wp-content\/uploads\/2021\/10\/Storing-of-Goods-GL.png” icon_placement=”left” content_max_width=”1100px” content_max_width_tablet=”550px” content_max_width_last_edited=”off|desktop” _builder_version=”4.17.3″ header_font=”Poppins|600||on|||||” header_font_size=”12px” header_letter_spacing=”1px” header_line_height=”1.6em” body_font=”||||||||” body_line_height=”2em” background_color=”#ffffff” custom_padding=”30px|20px|30px|20px|true|true” border_radii=”on|8px|8px|8px|8px” box_shadow_style=”preset1″ box_shadow_vertical=”10px” box_shadow_blur=”60px” box_shadow_color=”rgba(39,39,52,0.06)” locked=”off” global_colors_info=”{}”]Wherever outstanding balance exceeds the average market value recovery steps are to be initiated immediately in case of such loan accounts. Even after your repeated persuasion if the account is not closed in the ordinary course, you shall proceed with the auction of gold jewelry as a last step of recovery within a reasonable time. [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.17.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.17.3″ text_font=”||||||||” header_font_size=”40px” header_line_height=”1.3em” header_2_font=”Poppins|600|||||||” header_2_font_size=”32px” header_2_line_height=”1.6em” module_alignment=”center” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n

Quantum of finance for all types of Gold Loans including revised is furnished here below.<\/h2>\n

[\/et_pb_text][et_pb_text _builder_version=”4.17.3″ _module_preset=”default” text_orientation=”center” overflow-x=”scroll” global_colors_info=”{}”]<\/p>\n\n\n\n\n\n\n\n\n\n\n
S.No<\/strong><\/td>\nProduct Name<\/strong><\/td>\nPeriod<\/strong><\/td>\nRate of Interest<\/strong><\/td>\nPenal Interest<\/strong><\/td>\nRate per Gram (Rs)<\/strong><\/td>\nProcessing Charges<\/strong><\/strong><\/td>\n<\/tr>\n
1<\/strong><\/td>\nKrishi Gold loan<\/td>\n1\u00a0 \u2013 Year<\/td>\n11 %<\/td>\n3%<\/td>\n2300<\/td>\nNil<\/td>\n<\/tr>\n
2<\/strong><\/td>\nPGL<\/td>\n6 \u2013 Months<\/td>\n12 %<\/td>\n3%<\/td>\n2200<\/td>\n0.5%<\/td>\n<\/tr>\n
3<\/strong><\/td>\nSUCO Gold Loan\u00a0 (SGL)<\/td>\n1 \u2013 Month
2 \u2013 Months
3 \u2013 Months<\/td>\n		12 %
12.5%
13 %<\/td>\n		3%
3%
3%<\/td>\n		\n

3200<\/p>\n

3000<\/p>\n<\/td>\n

0.5%<\/td>\n<\/tr>\n
4<\/strong><\/td>\nSUCO Gold Loan
(SGL)<\/td>\n		4 \u2013 Months
5 \u2013 Months
6 \u2013 Months<\/td>\n		13.5 %
14 %
14.5 %<\/td>\n		3%
3%
3%<\/td>\n		2800
2600
2400<\/td>\n		0.5%<\/td>\n<\/tr>\n
5<\/strong><\/td>\nGOD\u00a0 –\u00a0 S P<\/td>\n12 Months \/\u00a0 \u00a0 3 Yrs with Review Period \u2013 12 Mths.<\/td>\n12%<\/td>\n6%<\/td>\n3200<\/td>\n1.00%<\/td>\n<\/tr>\n
6<\/strong><\/td>\nSwarna Siri\u00a0<\/strong><\/td>\n 12 – Months<\/strong><\/td>\n10%<\/strong><\/td>\n 3%
<\/strong><\/td>\n		 3200<\/strong><\/td>\n0.25%<\/strong><\/td>\n<\/tr>\n
7<\/strong><\/td>\nGolden Business Loan (Cir. No. 45\/21-22)<\/td>\n2 – Years<\/td>\n12%<\/td>\n5%<\/td>\n3200<\/td>\n0.25%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

SWARNA SIRI GOLD LOANSThe Following Conditions:Regular Member – Upto Rs. 2,00,000\/- (aggregate per party) Nominal Member – Upto Rs. 1,00,000\/- (aggregate per party)In the case of all existing gold loan accounts, branches have to verify and ensure that the outstanding balance should not exceed the value of ornaments arrived at as per the rate per […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","footnotes":""},"class_list":["post-245496","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/suco.bank.in\/kn\/wp-json\/wp\/v2\/pages\/245496","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/suco.bank.in\/kn\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/suco.bank.in\/kn\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/suco.bank.in\/kn\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/suco.bank.in\/kn\/wp-json\/wp\/v2\/comments?post=245496"}],"version-history":[{"count":8,"href":"https:\/\/suco.bank.in\/kn\/wp-json\/wp\/v2\/pages\/245496\/revisions"}],"predecessor-version":[{"id":245546,"href":"https:\/\/suco.bank.in\/kn\/wp-json\/wp\/v2\/pages\/245496\/revisions\/245546"}],"wp:attachment":[{"href":"https:\/\/suco.bank.in\/kn\/wp-json\/wp\/v2\/media?parent=245496"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}